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81Why Don't People Buy American Cars?
Why don't people buy American cars anymore? More than most people would like to admit, purchasing a car and the decisions involved in that purchase are emotional. We like to think we are rational, responsible, and reasonable when we buy cars. But...
53 comments
71Stop Debt Collector Harassment
How to Stop Debt Collectors With Cease and Desist Letters Do you get nervous every time you go to the mailbox? Does a ringing telephone cause panic? If you are one of the millions of consumers struggling to...
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65Sample Paid Collection Letter
Trying to remove a paid collection account from your credit report to raise your FICO score can be frustrating. The letter below can help. Thank a person on the internet named PsychDoc. It's his letter and he calls it the "nutcase" letter. >...
6 comments64Sample Debt Validation Letter
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide you with validation of the debt. The Fair...
8 comments66Sample Pay For Delete Letter
Credit repair often begins with attempting to remove collection accounts from your credit reports. Below is a sample "Pay For Delete" letter to send to a collection agency to try and get them to agree to...
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80Guide to Financial Planning in Your Thirties
Financial Planning in Your 30s (Thirties) When it comes to personal financial planning we hear the same advice day in and day out: Start in your twenties. The funny thing about this advice is usually we...
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68How To: Credit Repair Basics
Credit repair can seem like an insurmountable and complicated task, especially for those with very poor credit. The road to repairing the damage can seem long with little or no light at the end of the tunnel....
1 comment74Sample Non-Permissible Purpose Letter
Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If...
2 comments64Remove Inaccurate Credit Information From Your Credit File
Credit reports can be filled with inaccurate information that damages your credit score. If you're one of the many people who haven't checked their credit reports in a while please keep reading. According to...
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64Easy Ways to Improve Your Credit Score
Understanding and Improving Your Credit Score If you want to improve your credit score first you need to understand how your score is calculated. Trying to improve your score while not having a general idea...
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